By Lawrence J. Webber and Katrina L. Webber

Members and veterans of the U.S. Armed Forces can shop at low-price grocery stores, protect their families with low-cost insurance, and earn a lifetime pension before they turn 40 years old.

In fact, military life offers so many benefits and perks, it's hard for the average serviceman or woman to keep track of them. This top-rated guide explains the numerous benefits and how to obtain them. Inside, readers will find:

• Clear and precise explanations of active duty family benefits
  
• Details on veteran education and medical benefits
  
• A money-saving guide to discounts for both active duty personnel and veterans